CAM - Closing Agent Management
Simplified Counterparty Risk Management
for your closing agent Network
Built by mortgage professionals to ensure safe and
secure transactions with your third parties.
CAM - Closing Agent Management
Simplified Counterparty Risk Management
for your closing agent Network
Built by mortgage professionals to ensure safe and
secure transactions with your third parties.

Decision Ready Solutions provides risk management for banks, credit unions, lenders, and other financial services businesses. Our Closing Agent Qualification product helps mitigate cyber payment fraud such as phishing and spoofing to ensure the safe and secure transfer of electronic funds.
Through a completely outsourced solution, our experts help manage the wide range of closing agents and the myriad of regulations relating to these specialized third-party providers. These distinctive elements of our process enable clients to lower net loan manufacturing costs by eliminating repetitive tasks.
Closing Agent Qualification Process:
- Agent background review
- E&O insurance review for limits and expiration dates
- License verification for expiration for all applicable states
- Check against Lender exclusionary lists
- Check against OFAC list
- Annual assessment to ensure compliance with ALTA’s best practices framework
Wire Validation Process:
- Authentication of recipient’s identity, address, email, and telephone number
- Confirm that the ABA routing is a valid US Bank
- Verify that the account number is associated with named bank
- Account type is acceptable
- Validation occurs on recorded line
How Can We Help You
Managing Critical Financial Transaction Elements
Counterparty risk and transaction security are critical elements of risk management in the financial services industry. The rise of cybersecurity threats, phishing scams, social engineering tactics, and compromised emails highlights the need for protecting financial security.
Know Your Counterparty
We mitigate counterparty risk management to secure lenders’ transactions and supports the regulatory requirement of Knowing Your Counterparty (KYC). Counterparties are authenticated and uniquely qualified to individual lender/client requirements.
Significant Productivity Improvements
Decision Ready allows lenders to enjoy substantial productivity gains that drive improvements directly to loan manufacturing and treasury management costs. Experienced mortgage bankers understand first-hand that lowering costs is just as important as protecting against wire fraud.